All products and services of Capital Trust Financial and www.capitaltrustfinancial.com that are described, made available or provided on the Website may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the applicable agreements governing their use in force at the time of the provision of the product or service. The information, material and content provided in the pages of the Website, (the “Information”) is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and Capital Trust Financial and their officers, directors, employees and agents have no obligation to update the Information. The Information or the Website may be changed, withdrawn or terminated at any time without notice.

Changes may be made to the Terms of Use at any time without notice by updating this posting. You agree to review the Terms of Use regularly, and your continued access or use of the Website will mean that you agree to any changes.

Any submission by you of an application, instruction or other request is subject to acceptance by Capital Trust Financial and can be declined by Capital Trust Financial.

No warranties

Capital Trust Financial provide the Website and the Information on an “as is, where is” basis and do not make any express or implied warranties, representations, or endorsements with respect to the Website or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, Capital Trust Financial do not represent or warrant that the Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for taking protection and backup of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Information provided by you

You agree that any information or materials that you provide to the Website shall become the sole property of Capital Trust Financial, and may be used freely by Capital Trust Financial and it’s partner Lenders including but limited to financial institutions such as Banks. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties. The credit application page of the Website is secured and encrypted with valid SSL Certificate.

Electronic Communication via the Internet

Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information about you or others via these mediums. Capital Trust Financial is not responsible for and will not be liable to you or any one else for any damages in connection with an email, text message, comment, post or any other electronic message sent by you to Capital Trust Financial, or an email, text message, comment post or any other electronic message sent by Capital Trust Financial to you.

No endorsements

No endorsement or approval of any third party or its advice, opinions, information, products or services is expressed or implied by any Information.

No liability

Capital Trust Financial is not responsible, and will not be liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Website or the Information, or your ability on inability to access or use the Website or the Information, or any action or decision made by you in reliance on the Website or the Information, or any errors in or omissions from the Website or the Information, or any unauthorized use or reproduction of the Website or the Information, even if Capital Trust Financial has been advised of the possibility of these damages.