No credit? Bad credit? Not approved? We’ve got you covered! Capital Trust Financial is experienced at dealing with no / bad credit situations and are here to get you the help you need so that you can get any used car on the market which suits your budget and needs. Especially now, as Ontario entered the last stage of reopening, there are so many new and upcoming opportunities to hit the road and get to any destination that was inaccessible during the recent lock down.

We understand that when it comes to car loans, credit score traditionally decides whether the person gets approved or not, and those with less than perfect credit score may already know that car financing can become quite a challenging process.

Our team is dedicated to helping all our clients with a goal in mind to take the pressure of obtaining financing out of the car buying process. We realize that a number of various circumstances may arise hurting your credit score and, thus, throughout the years we have built a track record helping people get used car financing that they can afford if they:

  • Recently divorced
  • Recently bankrupt
  • With repossession on record
  • With large debts to pay
  • No credit history due to being a students or recently arrived immigrant to Canada

By looking at more than just your credit history alone, we always seek to provide the most competitive rates to make sure you can move beyond any past financial slips and build superb credit rating. Simply fill out online application and our auto finance specialists will work with you to discuss loan details as well as provide professional advice on a any auto financing questions that may arise.